Borrow With
Social Trust
Friends vouch for you on-chain, reducing your collateral by up to 40%. P2P lending powered by trust.
Friends Vouched
+5 ⚡
Credit Score
850
0
Total Loans
0
Active Now
0
Volume (STRK)
0
Vouched (STRK)
What Can You Borrow For?
By leveraging your real-world reputation, you can access capital for almost anything without tying up 120% of the loan value in crypto assets.
DeFi Leverage
Want to farm a new pool but short on liquid STRK? Use your friends' vouches to borrow what you need, generate yield, and snap repay the loan while keeping the profits.
Emergency Liquidity
Need funds fast but don't want to sell your long-term Starknet bags? Vouching lets you access instant stables or STRK without incurring a taxable disposition event.
NFT Purchases
Spotted a rare Realms or Briq NFT but missing a few STRK? Open a 24-hour social loan. Your community spots you the difference so you can snipe it instantly.
Why ZapLend is the Future of Lending
Traditional lending requires you to have money to borrow money. We believe trust has value. We\'ve modeled our smart contracts to safely tokenize real friendships into on-chain collateral power.
Protocol Status
How It Works
Borrow in 3 simple steps
Create a Loan
Set your amount, social collateral target, and duration. One click to submit on-chain.
Friends Vouch
Share your unique link. Friends stake STRK as social collateral — gasless, zero fees.
Get Funded
Once vouches meet the threshold, your loan activates and funds are released.
Gasless Vouching
Built on Starkzap SDK, friends vouch for you without paying a single wei in gas. We sponsor every vouch transaction automatically.
Start borrowing nowOn-Chain Credit Score
Your repayment history builds an on-chain reputation score (300-1000). Better score = easier loans and more vouches.
Check your scoreBuilt on Starkzap
Wallet onboarding, gasless txs, and staking — all from one SDK
Ready
To Launch?
Stop over-collateralizing. Use your real-world reputation to access capital on Starknet today.
Start Borrowing